West Town Bank & Trust (WTBT) an Illinois-chartered bank headquartered in North Riverside which offers traditional banking services but selectively specializes in Government Guaranteed Lending (GGL) nationally and tailored deposit products for specific lines of business. WTBT defines GGL, GGL "Small Loans", Hemp Banking, Commercial Account Services and Mortgage Lending as its five primary banking verticals. In addition, WTBT recently established a joint venture with a payment processing team to form West Town Payments, LLC.

Commercial Account Services

WTBT has a team dedicated to help design cash management solutions based on the unique needs of its small business clients.

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Hemp Banking Services

WTBT built a hemp program uniquely tailored to the challenges of hemp-related businesses (HRBs) and trademarked “Hemp Banks Here”.

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West Town Bank & Trust

WTBT offers a wide range of traditional banking services but selectively specializes in government guaranteed lending nationally, as well as tailored deposit products for specific lines of business and cash management solutions for industries such as Hemp and CBD.

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Government Lending "Small Loans"

WTBT offers technology enabled loan processing solutions to serve small businesses with financing needs of less than $350,000.

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Government Lending

WTBT is focused on lending programs supported by the U.S. Federal Government, including the SBA (7(a), 504) and USDA (B&I, REAP, FSA, CF) programs. Since 2011, WTBT has authorized more than $1 billion in loans to businesses located in 41 states.

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West Town Payments

WTBT offers payment processing solutions for small and medium sized businesses of all types, including compliance-driven segments through its joint venture with West Town Payments.

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Mortgage Lending

WTBT promotes savings and home ownership through a variety of mortgage programs, including VA, FHA, USDA, Jumbo and Conventional loan programs.

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